Terms & Conditions

Last Updated: June 24th, 2024

1. Introduction

ASPAC (Ikoyi) Cooperative Multi-Purpose Society Limited (“ASPAC”) values your privacy and appreciates your trust in us. All personal data that you provide us will be protected and kept confidential among our affiliates, representatives, and privies. 

Throughout the website, the terms “we”, “us” and “our” refer to ASPAC.

This Privacy Policy describes our policies and procedures on collecting, using, processing and disclosing your information when you become a member of ASPAC and tells you about your privacy rights and how the law protects you. It covers information that may identify you (“personal information”) and information that may not identify you.

This Policy also sets out your rights and who you may contact for further information.

By visiting our website, registering as a member on our Platform, and utilising our services, you agree to this Privacy Policy, which governs the collection and use of your Personal data to provide and enhance the Service.

Our website and services are not directed at you if we are prohibited by any law of any jurisdiction from making the information on our website available to you and is not intended for any use that would be contrary to local law or regulation.

2. Definitions

  • “Consent”

    means the consent of the data subject which must be a freely given, specific, informed, and unambiguous indication of the data subject’s wishes by which they (by a statement or by a clear affirmative action) signify their agreement to the processing of personal data relating to them;

  • “Data Controller”

    means the natural or legal person or organisation which, alone or jointly with others, determines the purposes and means of the processing of personal data. For the purposes of this policy, ASPAC is the data controller of all personal data relating to data subjects;

  • “Data Processor”

    means a person or organisation which processes personal data on behalf of a data controller. This includes ASPAC, its employees and third-party service providers;

  • “Data Protection Legislation”

    means all applicable data protection and privacy laws including, but not limited to the Nigeria Data Protection Act 2023 (NDPA), the Nigeria Data Protection Regulation 2019 (NDPR), and any successor legislation;

  • “Data Subject”

    means a living, identified, or identifiable individual or an entity including website visitors, ASPAC memebers or vendor, about whom ASPAC holds personal data;

  • “Personal Data”

    means any information relating to a data subject who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, business name, identification number, location data, an online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity of that data subject;

  • “Personal Data Breach”

    means a breach of security leading to the accidental or unlawful destruction, loss, alteration, unauthorised disclosure of, or access to, personal data transmitted, stored, or otherwise processed;

  • “Platform”

    means, collectively the Company’s website, and other related applications provided by ASPAC.

  • “Processing”

    means any operation or set of operations performed on personal data or sets of personal data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.

3. Consent

1. Where processing of your personal data is based on consent, we shall obtain the requisite consent at the time of collection of the personal information. In this regard, you consent to the processing of your personal information when you access our Platform, become a member of ASPAC or use our services, content, features, technologies or functions offered on our Platform or other digital platforms. You can withdraw your consent at any time but such withdrawal will not affect the lawfulness of the processing of your data based on consent given before its withdrawal.

2. Where your personal data is to be processed for a different purpose that is incompatible with the purpose or purposes for which that personal data was originally collected that was not disclosed to you when you first provided your consent, we will obtain your consent to the new purpose or purposes.

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